Government of Jamaica

Disaster Relief Initiatives

The National Housing Trust (NHT) is committed to supporting homeowners and contributors affected by Hurricane Melissa. The following special relief initiatives are now available:

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Hurricane Relief Loan (Special Home Improvement Loan)

This special home improvement loan is designed to help homeowners finance repairs to properties damaged during the Hurricane.

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Hurricane Relief Grant

The Hurricane Relief Grant provides financial assistance to contributors who suffered property damage due to Hurricane Melissa.

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Hurricane Relief Moratorium

The Hurricane Relief Moratorium is a temporary suspension of mortgage payments for mortgagors affected by the Hurricane.

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Hurricane Melissa Peril Insurance Claims

If your National Housing Trust (NHT) mortgaged property suffered damage due to Hurricane Melissa, you may be eligible to submit a peril insurance claim. Submit an insurance claim by Thursday, January 15, 2026, at any NHT Office island wide.

Note: For all relief initiatives, applicants should ensure they have the necessary documentation, including proof of property ownership, evidence of damage, and current contributor information.