Claim Submission Deadline
All NHT mortgagors who suffered damage to property from Hurricane Melissa may submit an insurance claim by Thursday, January 15, 2026, at any NHT Office island wide.
What You’ll Need to Submit
Please prepare the following documents before visiting your nearest NHT office:
- A completed Peril Insurance Claim Form
- An estimate of the damage from a contractor or qualified assessor
- Photographs of the damage (very important)
- Your valid identification (passport, driver’s license or national ID) and Taxpayer Registration Number (TRN)
- A letter of authorization, if someone other than the mortgagor is submitting the claim.
- This letter should be witnessed by a Justice of the Peace or a Notary Public
- It should also be accompanied by a notarized copy of the mortgagor’s identification and TRN
Important Notice
Temporary repairs may be undertaken, after being photographed, in cases where failure to do the repair would result in further damage.
Please keep receipts for all repairs done, as these should be submitted with your claim.
Related Resources
Peril Insurance Claims Checklist
Simplify your claims process with our comprehensive checklist. Stay on top of every detail and handle your claims efficiently. Download now!
Peril Insurance Claims Form
To help us assist you more effectively, please fill out this form with your details. Providing accurate information will ensure a smoother and more efficient claims process.
Where to Submit
- Claims can be submitted at any NHT Office across the island during regular business hours. Visit our Branch Locator to find the office nearest to you.
Submit forms via NHT Online documents upload. After downloading and completing documents and forms, please upload them to your NHT Online profile. For help refer to the guide on How To Upload Documents.
Need Help?
For further information, please contact your nearest NHT Office or reach out to us using any of the options below:
Toll Free:
Email:
Our team is ready to guide you through the claims process and ensure you receive the support you need during this recovery period.
The National Housing Trust remains committed to helping our contributors rebuild and recover after Hurricane Melissa. Together, we’ll restore what matters most — your home.
