The National Housing Trust (NHT) is committed to supporting homeowners and contributors affected by Hurricane Melissa. The following special relief initiatives are now available:
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Hurricane Relief Loan (Special Home Improvement Loan)
This special home improvement loan is designed to help homeowners finance repairs to properties damaged during the Hurricane.

Hurricane Relief Grant
The Hurricane Relief Grant provides financial assistance to contributors who suffered property damage due to Hurricane Melissa.
Hurricane Relief Moratorium
The Hurricane Relief Moratorium is a temporary suspension of mortgage payments for mortgagors affected by the Hurricane.

Hurricane Melissa Peril Insurance Claims
If your National Housing Trust (NHT) mortgaged property suffered damage due to Hurricane Melissa, you may be eligible to submit a peril insurance claim. Submit an insurance claim by Thursday, January 15, 2026, at any NHT Office island wide.
Note: For all relief initiatives, applicants should ensure they have the necessary documentation, including proof of property ownership, evidence of damage, and current contributor information.