Government of Jamaica
Disaster Relief Initiatives

The National Housing Trust (NHT) is committed to supporting homeowners and contributors affected by Hurricane Melissa.

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The following special relief initiatives are now available:

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Hurricane Relief Loan (Special Home Improvement Loan)

This special home improvement loan is designed to help homeowners finance repairs to properties damaged during the Hurricane.

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Hurricane Relief Grant

This provides financial assistance to contributors who suffered property damage due to Hurricane Melissa.

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Hurricane Relief Moratorium

This is a temporary suspension of mortgage payments for mortgagors affected by the Hurricane.

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Hurricane Melissa Peril Insurance Claims

If your National Housing Trust (NHT) mortgaged property suffered damage due to Hurricane Melissa, you may be eligible to submit a peril insurance claim. Submit an insurance claim by Thursday, January 15, 2026, at any NHT Office island wide.

Our Schemes

Upcoming Schemes

Interested in owning an NHT scheme property? Take a look at some of our upcoming schemes.

Apply for Howard Avenue and Vineyard Town starting 8AM September 23 - 8PM September 25, 2025 

View All Schemes

Coming Soon
Windsor Housing Development 1 & 2
Trelawny

An NHT scheme consisting of 116 serviced lots.

Coming Soon
The Villages of Colbeck Castle Phase 1 & 2
St. Catherine

An NHT scheme consisting of 409 solutions made up of Two Bedroom Detached Units and Two Bedroom Duplex Townhouses.

Coming Soon
Maxfield Park
St. Andrew

An NHT scheme consisting of 210 solutions made up of Studio Units, One Bedroom Units and Two Bedroom Units.

What We Do?

The NHT is here for your home goals
build


Home Builder

Have land or legal permission to build? Check out NHT's loan to construct your home.

Build

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Home Buyer

Ready to buy? Learn more about NHT's loan to get you home.

Buy

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Home Improver

Upgrade your home with NHT's home improvement options to suit your needs.

Improve

Check your eligibility

Obtain your eligibility letter to see an outline of your available benefits as an NHT contributor; such as loan amount, loan tenure and interest rates.

Request An Eligibility Letter

refund

Contributions Refund

You can apply for a refund of your contributions all year round. 

Now refunding contributions made in: 2017 or earlier.

Apply Now Check Application Status

Become A Contributor

Start building your future today. Become an NHT contributor and secure your path to homeownership with us.

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Latest News

Stay up-to-date with the latest news and updates from the NHT.

Go To Media Center

Supply & Installation of Solar Power Generation System - Anchovy Police Station Re-Tender

St. James Deadline:

Provision of Security Services (Post-construction) - Colbeck Castle, Phases 1&2

St. Catherine Deadline: