St. James
An NHT scheme consisting of 182 solutions made up of One Bedroom Units and Serviced Lots.
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Howard Avenue and Vineyard Town
St. Andrew
Application period 8:00AM September 23, 2025 to 8:00PM September 25, 2025
Upcoming Schemes
The following schemes are currently accepting applications. Please note that applications will be accepted online only through our web portal. Please click on a scheme to see more details on the development and application steps.
The NHT will reserve a number of solutions in our developments for some categories of contributors. These include Public Sector Workers, Persons with Disabilities, Young Adults (18 - 35 years).
Schemes Map
If you are interested in a scheme within a particular parish, you may click on a marker in the parish; this will open up the details as it relates to that particular scheme. The details listed will change from time to time so please re-visit the scheme details to review possible updates.
Our Schemes
Here you will find details on construction projects that we are currently working on.
Apply Online for Available NHT Schemes
Do ensure that you and your co-applicant(s) (if applicable) have the following ready to apply:
- If employed by a company: proof of contributions from past and present employers.
- If self-employed: visit or contact our Compliance Department to ensure you are compliant.
- Government Issued ID
- TRN Card
- NIS Card
Housing Schemes
Properties FAQs
If you don't see an answer to your question, you can send us an email.
With the NHT's change in policy, points are only considered when one applies for a scheme loan. You get 20 points for every 52 weeks of contributions made. Additionally, when you have applied for a scheme loan, you will be get between 110 and 70 points depending on the income bracket in which you fall.
This facility is available to a contributor, whose income cannot afford the full purchase price of a scheme unit. Under this arrangement, the NHT will defer payment of up to 40% of the cost of the unit.
The NHT may offer a successful applicant, with or without a co-applicant, a short-term Lease, not exceeding three (3) years. The Lessee has the option to purchase the Unit at its original selling price, at anytime during the Lease period. If you would like to know how the NHT can help you in owning one of these units, then contact us
