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If your application is denied by more than two financial partners, the NHT will process your application in keeping with its loan underwriting criteria.
Loans to:
- Buy a house or lot being sold by a person or agency other than the NHT
- Build a house
- Improve or expand a home
As at August 1, 2023, the partners are Scotiabank, National Commercial Bank and COK Sodality Co-opperative Credit Union. Other institutions will be included at a later date.
This is an arrangement under which NHT contributors apply for their NHT loans at banks, credit unions and building societies, at the applicable NHT interest rates.
Only the points of the primary applicant will be used for selection. So, ensure that the person with the highest points is the primary applicant.
