Government of Jamaica

Frequently Asked Questions

Find answers to some frequently asked questions here. 
If you don't see an answer to your question, you can send us an email. 

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No. You cannot be assessed as a self-employed contributor based on monies received from your husband/spouse.

If you are an overseas contributor, your contribution is quoted in the currency of the country which you are working. Your payment will then be converted to local currency at the prevailing rate set by the Bank of Jamaica on the date the payment is processed.

Turnaround time for refund is 15 days

No, payments must be made at the NHT cashier or to the external attorney who is handling the case on NHT's behalf.

Voluntary contributors, like all other NHT contributors are due a refund of their contributions in the eighth year after those payments were made.

You will be contacted within 3 working days following the submission of your application.

Voluntary contributors will not be charged interest on contribution principal arrears, i.e., contributions due since voluntary registration but not yet paid.

A contributor who has already received contributions refund from the NHT remains eligible for a loan benefit, once contributions payments are current.

All refunds will be credited to the credit card used during the transaction.

Voluntary contributors are required to continue making contributions even after they have received a loan from the NHT. If their contributions fall into arrears, the sums due will be deducted from the sums tendered as mortgage payments.   Voluntary Contributors who are borrowers would have contribution arrears payments deducted from their mortgage payments.

All contributors qualify for a Regular Refund. A Regular Refund of each year’s contribution is paid out in the eighth year after the contribution was made.