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NHT's interview process consists of several steps. Your application is reviewed and if short listed you will go through a phone interview and then an in person interview.
It's best to write one or have one created for you, but you can still apply without one. Where a resume/CV is requested, upload a brief description of your background, experience (with dates of employment), education, and skills. This info is necessary to evaluate candidates. Applications without this information can't be considered.
It's easy! First, search for a job. Once you find the role you're interested in, click the 'Apply Now' button next to the title of the role at the top of the page. Then, follow the directions.
As a voluntary contributor you should contribute 3% of your gross earnings if you are employed by someone else, or 3% of your income, net business related expenses if you are self-employed.
Yes. Pensioners who desire to contribute to the NHT are allowed to register as Voluntary Contributors.
Yes, the NHT assists with the deposit in two ways. 1. If you have paid the 5% minimum deposit, and the vendor requires a larger deposit amount, the NHT will assist if the house/lot being purchased is less than the loan that you are eligible for. 2. The NHT will allow you to use contributions not yet due for refund to offset your deposit under the Contribution Refund Towards Deposit (CRTD) facility. Up to 6 years contributions can be used.
Starting July 1, 2025, eligible "private sector" mortgagors can apply for their 2017 contributions refund. These refunds were previously reversed from their loan accounts, effective January 1, 2025, and posted to their savings accounts for possible refund in hand.
All contribution refunds to voluntary contributors will be made in Jamaican dollars. Refund payments will be made directly to the contributor or if a mortgage exists, to the contributor’s loan account. In addition, mortgages to voluntary contributors will be transacted in Jamaican currency only.
No, payments must be made at the NHT cashier or to the external attorney who is handling the case on NHT's behalf.
Voluntary contributors will not be charged interest on contribution principal arrears, i.e., contributions due since voluntary registration but not yet paid.
You will be contacted within 3 working days following the submission of your application.
Your first payment is due immediately upon registration. Thereafter, voluntary contributions are due by the last day of every month and must be paid no later than the 15th of the following month. For example, voluntary contributions for the month of September are due September 30th but must be paid by October 15th to avoid penalties.
