Government of Jamaica

Frequently Asked Questions

Find answers to some frequently asked questions here. 
If you don't see an answer to your question, you can send us an email. 

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Voluntary contributors are required to continue making contributions even after they have received a loan from the NHT. If their contributions fall into arrears, the sums due will be deducted from the sums tendered as mortgage payments.   Voluntary Contributors who are borrowers would have contribution arrears payments deducted from their mortgage payments.

Payments are only accepted in Jamaican Dollars (JMD) , therefore you would need to convert same to the JMD equivalent.

Payments can only be made using a Master card, Visa and Keycard

When making a payment you should have your account number, the name of Mortgagor/Contributor and your NIS Number

Payments are made in three easy steps: (1) Log on to www.nht.gov.jm and Create a User Profile. (2) Register your Credit Card. (3) Make a payment.

Regular mortgage payments, voluntary and self-employed contributions

Payments made Mondays to Thursdays will be applied within 24 hours. Payments made on Fridays, weekends or public holidays will be applied to accounts on the next business day.

You can view and print your payment history online and your usual annual statement will reflect all payments made on the account irrespective of the medium used.

This web site uses Secure Socket Layer (SSL) to provide the necessary assurance that personal data transmitted during this period is secure.  Look for the padlock symbol in the status bar on the bottom right hand corner of your web browser and the URL address starting with "https://", to assure you that the site has SSL.

All principal payments MUST be made at a NHT Office.