NHT Mortgage Calculator




Income before tax:

$

Year of Birth:
(e.g. 1999)


Are you now contributing to the NHT?

Yes No

For how long have you been making NHT contributions?

Under a year
Over a year
10 years and over


Yes No

Is your name on a title for a house in Jamaica?

Yes No

Are you certified by the Jamaica Council for the Persons with Disabilities?

Yes No

Have you already received a loan from the NHT?

Yes No
© 2010 National Housing Trust
Corporate Office: 4 Park Boulevard, Kingston 5, Jamaica W.I. | Phone: 876-929-6500-9
WORKING FIELDS
HIDDEN FROM USER BUT VISIBLE TO BROWSER.
Captures string from url . Used to set value in calculatorMode field
Calculator Mode Yes No
Amount borrow [ no longer used ]
Number of Loan payments per year
Contributor Age Max
Contributor Age Min
Loan Term Max
service Charge based on income
Minimun Wage (weekly): [ minWage ]
Retrieved from Control data (state view name)
Interest Rate Range [interestRateRange]
Service Charge Range based on income band [serviceChargeRange]
Loan Limit [loanLimit]
Income Start [ incomeRangeStart ]
Income End [ incomeRangeEnd ]
Senior Citizen Age Min
Senior Citizen Age Max
Senior Citizen Interest Rate
Disability Reduction Rate
Disabled Service Charge Rate [ disabledServiceChargeRate]
Reduction Rate for 55 and Over (%)
Public Sector Workers Reduction Rate Flag
Public Sector Worker Reduction Rate
Interest Rate after Reduction for Public Sector Workers. Reduced Interest rate used to calculate monthly payment. Affordability calculated based on interest rate from income band table. [publicSectorWorkerReducedInterest ]
Senior Citizen Service Charge
Additional Financing Required for:
Current Year [currentYear]
Life Insurance Rate
Peril Insurance Rate
Peril Insurance Rate 2 %
RETRIEVE BENEFIT TYPE DATA
Benefity Type Name
Benefit Type Parent
Benefit Type Fixed Interest Rate
Benefit Type Insurance Flag
Max Amount . Ceiling for Non home owner[amount]
Max Amount . Ceiling for home owner[amount_ho]
Max Term
Moratorium
SENIOR CITIZEN DATA CONTROL [ seniorCitizenDataFlag ]
RULE FOR (Benefit Type) :
Owns House?
NHT Beneficiary?
Prior Benefit?
Benefit received 15 years or more?
15 Plus Loan variables
Qualifying previous benefits[ fifiteenPlus_benefits ]
Exempted benefits[ fifiteenPlus_Exempt ]
Loan max for 15 Loan
Loan Term for 15 Plus Loan [ loanTerm_15Plus ]